Phone theft on the increase

I saw this story about phone theft today – which made me wonder; even if a thief steals your phone, don’t they need to be able to unlock it first, before they can access your bank apps?

Apparently, the FBI and other Law Enforcement agencies have trouble unlocking phones – so how to the thieves do it so easily?

https://www.bbc.co.uk/news/articles/cy8y70pvz92o

There are some tips on how to prevent theft and some things to do if your phone does get stolen at the end of the article.