My strap finally gave way after 15 years. Quite a few cheap copies about on AliX at $5 to $10 or so but is there a decent one that will last like the original that anyone can recommend please?

This is a tricky one and I am posting on here on behalf of my wife and her brothers as I have found no better place for a broad spectrum of advice than TZUK.

My wife’s parents (early 90s) have owned a holiday property for many years in Norfolk. It was a wreck when purchased around 40 years ago for perhaps £15k with maybe £20k spent. Current value approximately £350k.

They were high earners (former London architect) but live frugally now being retired for many years. Due to good fortune and the area and the house (mainly the plot) their main property is probably worth about £1.5m+. I believe for yearly tax purposes they are in the lower band.

The beneficiaries of their estate (my wife and her brothers) have always said that they would sell the holiday property following inheritance. The parents, it seems, are rather suddenly keen to sell it now probably for anxiety reasons/stress of upkeep etc as they are now generally housebound to their main property. We have advised them that we believe this would probably be a very bad idea due to capital gains and tax implications and that the children would be happy to look after the maintenance and deal with things until ‘the time comes’.

We have strongly advised the father to seek serious professional advice from a financial planner and accountant but we are really not sure that he will follow this advice and will act rashly.

I would like to very much stress that this is a very close loving family and there is no conflict and of course it is their property and life to do with as they wish.

However, the parents have always strived to make sure their children benefit as much as possible from their inheritance but it seems selling the holiday property in this way would be foolish in the light of this. And introduce much travelling and stress in what may well be their twilight years.

Please can anyone advise of the likely CGT and IHT tax implications and advise in general.

Many thanks indeed chaps.

Totally fed up with our local Vodafone BB – advertised as 60mb but often down to 15 or 30 – had numerous engineer visits and fixes but always dropping out, intermittent, super slow…

However, we have really good 5G here and this morning I’m getting over 200mb – crazy fast.

Thinking of going for Three 5G home ‘BB’ so no landline – only concern is with no landline BB – if that went out I had 4G/5G but there is no back up in the future if the 5G goes down.

Anyone using similar – how has it been?

Anyone else having trouble on the iphone or ipad?

I use chrome as my browser (no Tapatalk etc) but whatever I do to log in on the Apple devices lately it won’t accept my (triple checked) name and PW. Just changed it again on the PC to be 100% sure and it still won’t log me on on a device – PC is fine.